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Parabank

ParaCrédito

Credit that helps you get moving again

A credit line built to finance prosthetics, braces, mobility equipment and rehab care at Parabank partner clinics. Our group holds its own lending license from Brazil's Central Bank, so there are no middlemen.

  • Licensed by Brazil's Central Bank
  • We pay the clinic directly
  • Accredited partner network
See partner clinicsOpen a free accountTalk to support

Start at the clinic

There is no online simulator: the partner clinic prepares your quote. Pick the clinic that fits your need, say you want to pay with ParaCrédito, and our team handles the rest with you.

Man with a leg prosthesis standing and smiling next to a physical therapist in a rehab clinic

Credit that helps you get moving again

What sets us apart. ParaCrédito finances prosthetics, braces, mobility equipment and therapy at partner clinics: you get a quote at the clinic and apply for the credit through our support team.

  • You go to a partner clinic

    Prosthetics, braces, wheelchairs, physical therapy and rehab care at in-network clinics. There you get a quote and choose to pay with ParaCrédito.

  • The clinic handles it with us

    The clinic reaches out to Parabank and follows up with you. The application is completed over the phone with our support team.

  • We pay the clinic

    Once the credit is approved, the amount goes straight to the partner. You focus on treatment, not paperwork.

  • A real person stays with you

    Our team follows the process closely, from the request to the release of funds, so you feel secure at every step.

See partner clinics

Subject to credit approval. Terms are shared by Parabank support or directly at partner clinics.

Partner clinics

Where you can use ParaCrédito

ParaCrédito is used at clinics accredited by Parabank. Each partner covers a specific rehabilitation need, and the network grows with every new partnership.

Two Audzen hearing specialists smiling at the clinic reception

Hearing health

Audzen

Hearing aids

9 locations across Greater São Paulo

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Audzen specialises in hearing health and cares for people with hearing loss. With Audzen, ParaCrédito can be used for hearing rehabilitation and to buy hearing aids, with specialists supporting you from start to finish.

What ParaCrédito covers at Audzen

  • Hearing assessmentConsultation and tests with a specialist to understand your level of hearing loss and the right solution for you.
  • Hearing aidsPurchase of the recommended device, from entry level to latest generation, quoted by the clinic.
  • Fitting and tuningProgramming, ear moulds, fine tuning and fitting sessions until the device feels right in daily life.
  • Rehabilitation and follow-upHearing rehabilitation therapy, regular check-ups and device maintenance over time.

How it works in practice

  1. Book your assessment at an Audzen clinic and say you want to pay with ParaCrédito.

  2. The clinic prepares the quote for the treatment or device and handles it with Parabank.

  3. Once approved, Parabank pays the clinic directly and you start your treatment.

Contact and address

Open a free accountTalk to support

Subject to credit approval. Services, timelines and amounts are defined by the partner clinic in the quote and shared before you sign.

What ParaCrédito covers

Technician adjusting a custom prosthetic socket on a lab workbench
  • Upper and lower limb prosthetics
  • Braces and mobility equipment
  • Manual and power wheelchairs
  • Hearing aids and hearing rehabilitation
  • Physical therapy and rehab care
  • Equipment maintenance and adjustments
  • Treatments recommended by the partner clinic

What may be requested

  • Photo ID and taxpayer number (CPF)
  • Recent proof of address
  • Proof of income or benefit
  • Quote or medical report issued by the partner clinic

Coverage depends on the partner clinic's quote and credit approval. Terms, timelines and rates are shared before you sign, in the app and by our support team.

Questions about ParaCrédito

How does credit for rehab work?
You visit a partner clinic and get a quote with the option to pay through ParaCrédito. The clinic reaches out to Parabank and walks you through the application, which is completed over the phone with our support team. Once the credit is approved, we pay the clinic directly and stay with you through the end of your treatment.
Do I need a doctor's note or prescription?
Usually the partner clinic already provides the quote with the recommended treatment or equipment. Documents such as a doctor's note or prescription may be requested during the review, depending on the case.
Does the credit work with any clinic?
Direct payment applies to clinics in our network. If your clinic isn't in the network yet, talk to our support team and we'll look into adding it.
How does the Visa Card work?
You add funds to your investment account, and that amount becomes your Visa Card limit. While you use the card for purchases, your money keeps earning returns. You control the limit: deposit more, and the limit increases. There's no traditional credit check: your deposit is the collateral.

Still unsure? Talk to a real person on our team. Talk to support

Ready for the next step?

Open your free account in the app to follow everything in one place, and choose the partner clinic where you want to be seen.

Open a free accountSee partner clinics

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